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 Medium Reed and Seagrass Angel ornament pattern $2.00 End Date: Friday Jun-22-2012 7:59:45 PDT Buy It Now for only: $2.00 Buy It Now | Add to watch list |
 Richeson Medium Bamboo Reed Pen $2.25 End Date: Wednesday Jun-6-2012 16:51:36 PDT Buy It Now for only: $2.25 Buy It Now | Add to watch list |
 womens BLU REED tank top SHIRT TAN career wear size medium stretch CLEAN $3.37 End Date: Tuesday May-29-2012 17:13:34 PDT Buy It Now for only: $3.37 Buy It Now | Add to watch list |
 BARI Synthetic Bb Clarinet Reed Medium $6.99 End Date: Monday Jun-4-2012 10:30:02 PDT Buy It Now for only: $6.99 Buy It Now | Add to watch list |
 Patty Reed fleece poncho bag baret pattern XXS Medium $4.88 End Date: Friday Jun-15-2012 18:45:05 PDT Buy It Now for only: $4.88 Buy It Now | Add to watch list |
 Paul Reed Smith White Pearloid Ohm Medium Guitar Picks 1dz $5.00 End Date: Saturday Jun-9-2012 14:34:04 PDT Buy It Now for only: $5.00 Buy It Now | Add to watch list |
 Woodwind Brasswind Plastic Tenor Saxophone Reed Medium $7.99 End Date: Saturday Jun-2-2012 6:21:17 PDT Buy It Now for only: $7.99 Buy It Now | Add to watch list |
 Woodwind Brasswind Plastic Clarinet Reed Medium $7.99 End Date: Tuesday Jun-12-2012 22:56:20 PDT Buy It Now for only: $7.99 Buy It Now | Add to watch list |
 Woodwind Oboe Reeds Medium Soft $7.99 End Date: Thursday Jun-14-2012 14:51:19 PDT Buy It Now for only: $7.99 Buy It Now | Add to watch list |
 Woodwind Brasswind Bassoon Reed Med Hard $8.49 End Date: Saturday Jun-16-2012 1:31:18 PDT Buy It Now for only: $8.49 Buy It Now | Add to watch list |
 Reed Barton PALLADIAN Stainless 8875 Medium Solid Cold Meat SERVING FORK $6.74 End Date: Monday Jun-18-2012 20:47:52 PDT Buy It Now for only: $6.74 Buy It Now | Add to watch list |
 Bari Synthetic Bass Clarinet Reed Medium soft $8.99 End Date: Friday May-25-2012 1:16:31 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Star Alto Saxophone Reed Medium Hard $8.99 End Date: Friday May-25-2012 5:56:11 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Synthetic Baritone Saxophone Reed Medium Hard $8.99 End Date: Saturday May-26-2012 23:02:44 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Synthetic Tenor Saxophone Reed Medium Hard $8.99 End Date: Saturday May-26-2012 23:03:09 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Star Bass Clarinet Reed Medium Soft $8.99 End Date: Sunday May-27-2012 23:21:22 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Star Bass Clarinet Reed Medium Hard $8.99 End Date: Monday May-28-2012 23:21:17 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Synthetic Bass Clarinet Reed Medium $8.99 End Date: Friday Jun-1-2012 11:41:11 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Star Alto Saxophone Reed Medium $8.99 End Date: Friday Jun-1-2012 15:01:21 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Star Baritone Saxophone Reed Medium $8.99 End Date: Saturday Jun-2-2012 9:29:19 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Synthetic Tenor Saxophone Reed Medium Soft $8.99 End Date: Tuesday Jun-5-2012 23:01:15 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Synthetic Tenor Saxophone Reed Medium $8.99 End Date: Friday Jun-8-2012 11:21:13 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Star Bass Clarinet Reed Medium $8.99 End Date: Saturday Jun-9-2012 14:41:31 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Star Bb Clarinet Reed Medium $8.99 End Date: Saturday Jun-9-2012 23:41:08 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Star Soprano Saxophone Reed Medium $8.99 End Date: Monday Jun-11-2012 10:26:06 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Synthetic Alto Saxophone Reed Medium Soft $8.99 End Date: Tuesday Jun-12-2012 16:01:16 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Synthetic Bb Clarinet Reed Medium Hard $8.99 End Date: Tuesday Jun-12-2012 16:01:20 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Synthetic Bb Clarinet Reed Medium Soft $8.99 End Date: Tuesday Jun-12-2012 18:11:25 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Synthetic Alto Saxophone Reed Medium $8.99 End Date: Tuesday Jun-12-2012 20:21:18 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Synthetic Bb Clarinet Reed Medium $8.99 End Date: Tuesday Jun-12-2012 20:21:18 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Synthetic Alto Saxophone Reed Medium Hard $8.99 End Date: Tuesday Jun-12-2012 23:36:19 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Star Tenor Saxophone Reed Medium Soft $8.99 End Date: Thursday Jun-14-2012 6:41:19 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Synthetic Baritone Saxophone Reed Medium $8.99 End Date: Saturday Jun-16-2012 23:21:19 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Star Baritone Saxophone Reed Medium Soft $8.99 End Date: Sunday Jun-17-2012 15:47:06 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Soprano Saxophone Reed Medium $8.99 End Date: Monday Jun-18-2012 13:46:07 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Star Tenor Saxophone Reed Medium $8.99 End Date: Wednesday Jun-20-2012 10:26:58 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Star Alto Saxophone Reed Medium Soft $8.99 End Date: Wednesday Jun-20-2012 10:27:02 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Bari Synthetic Baritone Saxophone Reed Medium Soft $8.99 End Date: Wednesday Jun-20-2012 10:27:07 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 Medium Bull Elk Hunting DOUBLE REED Call Bugling NEW $5.99 End Date: Wednesday Jun-20-2012 16:09:37 PDT Buy It Now for only: $5.99 Buy It Now | Add to watch list |
 Thunder Bugle Replacement REED MEDIUM BULL Hunting $5.99 End Date: Thursday Jun-21-2012 19:09:26 PDT Buy It Now for only: $5.99 Buy It Now | Add to watch list |
 Bari Star Tenor Saxophone Reed Medium Hard $8.99 End Date: Friday Jun-22-2012 0:06:08 PDT Buy It Now for only: $8.99 Buy It Now | Add to watch list |
 New Rico Oboe Reed Medium Med M $9.00 End Date: Thursday Jun-21-2012 4:32:55 PDT Buy It Now for only: $9.00 Buy It Now | Add to watch list |
 SANTA ROSA PATTERN PIECES by REED BARTON STAINLESS $7.56 End Date: Monday Jun-11-2012 22:32:19 PDT Buy It Now for only: $7.56 Buy It Now | Add to watch list |
 WOMENS SIZE MEDIUM AUSTIN REED LONG SLEEVE ONE TOP BUTTON GRAY BLACK SWEATER $4.99 End Date: Monday May-28-2012 19:51:55 PDT Buy It Now for only: $4.99 Buy It Now | Add to watch list |
 Partial Box 9 Bundy Reeds Medium Strength Bb Clarinet NEW $7.99 End Date: Wednesday May-30-2012 15:17:08 PDT |
 Partial Box 5 La Voz Reeds Medium Soft MS Strength Bb Clarinet NEW $7.99 End Date: Wednesday May-30-2012 15:19:20 PDT |
 Bassoon reed 2 piece New Medium hardness $9.95 End Date: Thursday Jun-7-2012 9:40:16 PDT Buy It Now for only: $9.95 Buy It Now | Add to watch list |
 Alto saxophone reed 10 piece Medium hardness $9.95 End Date: Wednesday Jun-20-2012 23:21:49 PDT Buy It Now for only: $9.95 Buy It Now | Add to watch list |
 RICO MEDIUM BASSOON REEDS SAVE $8.00 End Date: Saturday Jun-23-2012 10:57:59 PDT Buy It Now for only: $8.00 Buy It Now | Add to watch list |
 Bari Bb Clarinet Medium Reed New Old Stock $6.99 End Date: Wednesday Jun-20-2012 14:42:20 PDT Buy It Now for only: $6.99 Buy It Now | Add to watch list |
 Tenor saxophone reed 10 piece Medium hardness $9.98 End Date: Wednesday Jun-20-2012 23:22:29 PDT Buy It Now for only: $9.98 Buy It Now | Add to watch list |
 Woodwind Artist Series Oboe Reed Medium $9.99 End Date: Saturday May-26-2012 22:51:44 PDT Buy It Now for only: $9.99 Buy It Now | Add to watch list |
 Woodwind Artist Series Oboe Reed Med Hard $9.99 End Date: Saturday May-26-2012 23:04:40 PDT Buy It Now for only: $9.99 Buy It Now | Add to watch list |
 La Voz Clarinet Reeds Medium Hard Box of 10 NIB $9.99 End Date: Monday May-28-2012 13:21:38 PDT |
 Woodwind Brasswind Plastic Synthetic Alto Saxophone Reed Medium $9.99 End Date: Friday Jun-1-2012 0:01:18 PDT Buy It Now for only: $9.99 Buy It Now | Add to watch list |
 S SL Reed Hunter Medium Green Cotton Top NwoT $6.99 End Date: Sunday Jun-3-2012 7:52:10 PDT Buy It Now for only: $6.99 Buy It Now | Add to watch list |
 Woodwind Artist Series Oboe Reed Medium Soft $9.99 End Date: Tuesday Jun-12-2012 17:31:15 PDT Buy It Now for only: $9.99 Buy It Now | Add to watch list |
 Reed Barton LONGWOOD Stainless 875 Medium COLD MEAT SERVING FORK Glossy $8.09 End Date: Wednesday Jun-6-2012 20:32:32 PDT Buy It Now for only: $8.09 Buy It Now | Add to watch list |
 Emerald Oboe Reed Medium $10.10 End Date: Friday Jun-8-2012 8:38:23 PDT Buy It Now for only: $10.10 Buy It Now | Add to watch list |
 Austin Reed Size Medium Black Plaid Pre Owned S S Shirt Good Condition $5.00 End Date: Saturday Jun-23-2012 18:30:57 PDT Buy It Now for only: $5.00 Buy It Now | Add to watch list |
 1970 REED BARTON EPICURE MEDIUM COLD MEAT SERVING FORK UNUSED 8 3 4 $6.50 End Date: Monday May-28-2012 7:33:00 PDT |
 Striped Austin Reed Shirt Sz Med Excellent Condition $5.50 End Date: Friday Jun-1-2012 7:21:47 PDT Buy It Now for only: $5.50 Buy It Now | Add to watch list |
 New Emerald Oboe Reed FREE SHIPPING Medium Soft $10.64 End Date: Sunday May-27-2012 17:55:29 PDT Buy It Now for only: $10.64 Buy It Now | Add to watch list |
 New Emerald Oboe Reed FREE SHIPPING Medium $10.64 End Date: Sunday May-27-2012 17:56:09 PDT Buy It Now for only: $10.64 Buy It Now | Add to watch list |
 New Emerald Oboe Reed FREE SHIPPING Medium Hard $10.64 End Date: Sunday May-27-2012 17:56:37 PDT Buy It Now for only: $10.64 Buy It Now | Add to watch list |
 Emerald Oboe Medium Reed $10.67 End Date: Wednesday Jun-13-2012 17:28:22 PDT Buy It Now for only: $10.67 Buy It Now | Add to watch list |
 Emerald Oboe Medium Hard Reed $10.67 End Date: Saturday Jun-23-2012 18:33:20 PDT Buy It Now for only: $10.67 Buy It Now | Add to watch list |
 Bari Bass Clarinet Medium Reed New Old Stock $7.99 End Date: Friday Jun-8-2012 15:59:30 PDT Buy It Now for only: $7.99 Buy It Now | Add to watch list |
 Emerald 701M Med Bassoon Reed $10.99 End Date: Tuesday May-29-2012 8:32:00 PDT Buy It Now for only: $10.99 Buy It Now | Add to watch list |
 Reed Barton DRESDEN ROSE 1953 Silverplate 8 Medium Cold Meat SERVING FORK $9.44 End Date: Tuesday Jun-19-2012 10:43:53 PDT Buy It Now for only: $9.44 Buy It Now | Add to watch list |
 Marlin Lesher Bassoon Reed Medium $11.49 End Date: Tuesday Jun-12-2012 16:26:15 PDT Buy It Now for only: $11.49 Buy It Now | Add to watch list |
 Marlin Lesher Bassoon Reed Medium Soft $11.49 End Date: Tuesday Jun-12-2012 22:56:17 PDT Buy It Now for only: $11.49 Buy It Now | Add to watch list |
 Clarinet Bass Sax Alto Tenor Bari Soprano SYNTHETIC REEDS S MS M MH H 1 2 3 Star $8.75 End Date: Saturday Jun-9-2012 9:55:46 PDT Buy It Now for only: $8.75 Buy It Now | Add to watch list |
 Bari Alto Saxophone Reed Medium $11.63 End Date: Wednesday Jun-6-2012 7:08:22 PDT Buy It Now for only: $11.63 Buy It Now | Add to watch list |
 Bari Tenor Saxophone Reed Medium $11.63 End Date: Wednesday Jun-6-2012 10:28:21 PDT Buy It Now for only: $11.63 Buy It Now | Add to watch list |
 Bari Soprano Saxophone Reed Medium $11.63 End Date: Wednesday Jun-6-2012 13:28:17 PDT Buy It Now for only: $11.63 Buy It Now | Add to watch list |
 Bari Bb Clarinet Reed Medium $11.63 End Date: Wednesday Jun-6-2012 13:28:29 PDT Buy It Now for only: $11.63 Buy It Now | Add to watch list |
 Bari Baritone Saxophone Reed Medium $11.63 End Date: Wednesday Jun-6-2012 13:33:07 PDT Buy It Now for only: $11.63 Buy It Now | Add to watch list |
 Emerald Bassoon Medium Soft Reed $11.69 End Date: Friday Jun-1-2012 17:43:27 PDT Buy It Now for only: $11.69 Buy It Now | Add to watch list |
 Emerald Bassoon Medium Reed $11.69 End Date: Sunday Jun-3-2012 7:08:13 PDT Buy It Now for only: $11.69 Buy It Now | Add to watch list |
 Baltimore Ravens Ed Reed T shirt Junior M Medium 7 9 REEBOK NFL Football 20 $11.84 End Date: Wednesday Jun-20-2012 12:55:06 PDT Buy It Now for only: $11.84 Buy It Now | Add to watch list |
 Complete Box 10 La Voz Reeds Medium Hard MH Strength Bb Clarinet NEW Sealed $9.99 End Date: Wednesday May-30-2012 15:20:35 PDT |
 Emerald Plastic Oboe Medium Reed $11.94 End Date: Wednesday Jun-13-2012 13:58:06 PDT Buy It Now for only: $11.94 Buy It Now | Add to watch list |
 JONES BASSOON REED MEDIUM MOD 201 $11.95 End Date: Friday Jun-8-2012 13:14:51 PDT Buy It Now for only: $11.95 Buy It Now | Add to watch list |
 JONES BASSOON REED MEDIUM SOFT MODEL 201 $11.95 End Date: Friday Jun-8-2012 13:15:54 PDT Buy It Now for only: $11.95 Buy It Now | Add to watch list |
 Marlin Lesher Oboe Reed Medium Hard $11.99 End Date: Sunday Jun-3-2012 12:26:12 PDT Buy It Now for only: $11.99 Buy It Now | Add to watch list |
 Marlin Lesher Oboe Reed Medium Soft with Wire $11.99 End Date: Sunday Jun-17-2012 23:21:12 PDT Buy It Now for only: $11.99 Buy It Now | Add to watch list |
 Marlin Lesher Oboe Reed Medium Soft $11.99 End Date: Sunday Jun-17-2012 23:21:12 PDT Buy It Now for only: $11.99 Buy It Now | Add to watch list |
 Marlin Lesher Oboe Reed Medium with Wire $11.99 End Date: Saturday Jun-23-2012 11:26:08 PDT Buy It Now for only: $11.99 Buy It Now | Add to watch list |
 Oboe reed 2 piece New Medium 25 hardness $12.40 End Date: Sunday Jun-3-2012 18:57:50 PDT Buy It Now for only: $12.40 Buy It Now | Add to watch list |
 Jones Oboe Reed Medium $12.49 End Date: Sunday Jun-10-2012 5:01:17 PDT Buy It Now for only: $12.49 Buy It Now | Add to watch list |
 Jones Oboe Reed Medium Hard $12.49 End Date: Monday Jun-11-2012 18:41:22 PDT Buy It Now for only: $12.49 Buy It Now | Add to watch list |
 Zonda Select Alto Sax Reeds Strength 3 Box of 5 Med $12.79 End Date: Monday Jun-11-2012 13:56:05 PDT Buy It Now for only: $12.79 Buy It Now | Add to watch list |
 Oboe reed 2 piece New Medium 25 hardness $12.80 End Date: Sunday May-27-2012 9:08:39 PDT |
 LOU REED T SHIRT sz MED rock animal velvet underground $7.99 End Date: Tuesday May-29-2012 7:09:53 PDT Buy It Now for only: $7.99 Buy It Now | Add to watch list |
 Jones Bassoon Reed Medium Soft $12.99 End Date: Friday May-25-2012 11:21:13 PDT Buy It Now for only: $12.99 Buy It Now | Add to watch list |
 La Voz Bb Clarinet Reeds Medium Hard Box of 10 $12.99 End Date: Saturday May-26-2012 0:01:23 PDT Buy It Now for only: $12.99 Buy It Now | Add to watch list |
 RICO SELECT JAZZ ALTO SAX 3 Med Unfilled Reeds Box of 10 NIP $9.99 End Date: Monday May-28-2012 11:00:40 PDT |
 La Voz Bb Clarinet Reeds Medium 10 Pack $12.99 End Date: Wednesday Jun-6-2012 0:46:19 PDT Buy It Now for only: $12.99 Buy It Now | Add to watch list |
You can also check out Amazon for information on Reeds Med.
 Bari Tenor Sax Reed, Med List Price: Sale Price: $8.99 You save: $5.19 (37%)  Eligible for free shipping!Availability: Usually ships in 1-2 business days  |
 La Voz Alto Sax Reeds, Strength Medium-Soft, 10-pack List Price: Sale Price: $13.99 You save: $30.26 (68%) Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Bari Soprano Sax Reed, Med List Price: Sale Price: $8.64 You save: $0.35 (4%) Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Jones Oboe Reed Medium Soft List Price: Sale Price: $6.50 You save: $12.20 (65%) Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Chartier Synthetic Oboe Reed - Med Soft Sale Price: $8.65 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Emerald 701M Med Bassoon Reed Sale Price: $5.45 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Bari Star Alto Sax Reed, Med List Price: Sale Price: $8.64 You save: $0.35 (4%) Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Paul Reed Smith PRS Delrin Touring Pick Pack - Ten (10) Light-Med - Yellow, 0.73mm Premium Guitar Picks Sale Price: $3.50 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
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Chartier Synthetic Oboe Reed - Med Hard Sale Price: $7.70 Eligible for free shipping!Availability: Usually ships in 1-2 business days |
 Bari Baritone Sax Reed, Med List Price: Sale Price: $8.64 You save: $0.35 (4%) Eligible for free shipping!Availability: Usually ships in 1-2 business days |
How to find the right kind of Medicare plan
First you will need some understanding as to how Medicare works.
There are three main parts to Medicare: Part A, B and D. Part A and B work together. They cover the hospital and doctor. Part D is for prescription drugs.
Medicare Part A covers a wide range of hospitalization and inpatient services. Most people receive Part A automatically when they turn 65, or if they are disabled for 24 months. For 2011 if you go to a hospital you will pay a $1,132.00 deductible for the first 60 days. Then after the first 60 days you will pay a $283.00 per day co-pay for days 61-90 and a $566.00 per day co-pay for days 91-150. A hospitalization and inpatient service includes inpatient care in hospitals, critical access hospitals, skilled nursing facilities, hospice care, and some home health care. Nearly all medically necessary services are covered.
Medicare Part B helps pay for doctor's services, outpatient, and other medically necessary services that aren't covered under Part A. There are some preventative services that are also covered. There is a premium paid to Medicare for Part B. The 2011 Part B monthly premium remains $96.40 if the beneficiary drew Social Security before 2010 and earned less than $85,000.00 a year, if single or $170,000.00 a year if married. If the beneficiary met income requirements, but did not draw social security before 2010, the premium is $115.40. If you do not meet the income requirements, you will pay more. Medicare Part B premiums are only one of the cost. For 2011 you must pay a $162.00 annual deductible. After you have paid your annual deductible your share is generally 20% of the bill.
Medicare Part D was added in 2006 and provides prescription drug coverage to Medicare recipients. Unlike Part A and B, you do not have coverage until you enroll with a private company.
You will have two main choices as to additional coverage. A Medicare Supplement or a Medicare Advantage plan
A Med-Sup policy pays after Medicare. So your health care bills are paid by Medicare and the Med-Sup policy. There are 10 standard plans identified with letters in the alphabet (A, B, C, D, F, G, K, L, M and N). A Med-Sup plan fills in the gaps that Medicare does not cover. With a Med-Sup policy your drug coverage will always be a different policy.
Medicare Advantage plans or MA plans are also called Part C. With a MA plan the insurance companies are under contract with Medicare and are paid each month by Medicare. The reason why they are paid by Medicare is because Medicare no longer pays a portion of your medical bill, your bill is paid by the Medicare Advantage plan. Be assured you are still part of Medicare and you still get all the same rights and protection.
There are three main types of Medicare Advantage plans. An HMO, PPO or PFFS. An HMO plan is the most restrictive plan. You may only go to doctors and hospitals that are in their network unless there is an emergency. A PPO plan has what they call "In Network" doctors and hospitals. You are also allowed to go outside the network. If you go outside the network (known as "Out of Network") you normally would have higher co-pays or deductibles than you would if you would stay in the network. A PFFS plan allows you to go to any doctor or hospital that would accept the plans terms and conditions. There is not a network with this type of plan. For the most part PFFS plans have been eliminated in 2011.
Normally with a Medicare Advantage plan you will have lower premiums but higher co-pays and deductible than a Med-Sup.
Then you have your Medicare Part D coverage called "PDP". PDP can either come as a stand alone plan or part of a Medicare Advantage plan called "MA-PD". The cost associated with a PDP plan can be a monthly premium, deductible and co-pays. Most plans have what is called tiers. The cost of the drug would determine what tier the drug is in. The higher the tier the higher the co-pay would be. PDP plans have a coverage gap (called the "donut hole"). This means for 2011 once you and the insurance company have spent $2,840.00, your insurance coverage will stop. You will have to pay the full cost of your prescription drugs, until the total cost of your drugs reach $4,550.00. Starting in 2011 you will get up to a 50% discount on covered brand-name prescription during the donut hole. Once through the donut hole, the out of pocket cost are drastically reduced. PDP plans can vary drastically from one company to the next in what drugs are covered and what you will pay in co-pays for your drugs.
A good web site for helping you is www.UnderstandingMyMedicare.com. Not only is there good useful information. But they can also assist you in finding the right plan.
About the Author
Doug Reed is the author of this article on Northwest Medicare Supplement. Find more information, about Portland Health insurance here
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